Insurance Agent John Lula GA License No. 2959661
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I'm an Independent Insurance Agent licensed in the state of Georgia who's able to give you insurance quotes with several Major Insurance Carriers through Smart Choice. Allstate, Nationwide, Encompass & Foremost are just a few of the carriers. Depending on your insurance needs, having access to multiple quotes and carrier information is a great way to find an insurance policy that works best for you! Call or email me now with any questions or to start an application. I look forward to speaking with you.
Call 678-773-2195 or Email johnlulaagency@gmail.com
How Do You Know You're Not Paying Too Much?
How Do You Know You're Not Paying Too Much?
Insurance is suppose to give you "Peace of Mind", but it's hard to have peace of mind if you don't know if you're paying too much or have enough coverage. The nice thing about being independent is I have access to many major carriers and can get you several comparable quotes in just a few minutes. A great time to shop around for insurance is when you get your yearly renewal notice and have all the info you need. The quotes are free and there’s no pressure. My goal is to do what’s best for the client. I’d love to hear from you and as always I really appreciate the business.
Take Care, John Lula
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Recommended Coverage Standards for Home Insurance:
Homeowners Coverage A: Properties Valued below $500,000
HO3 or Special Form
Replacement Cost Dwelling - 125%
Replacement Cost Contents
Replacement Cost Roof
Water Back-up Minimum $5,000 or Minimum $10,000 if Basement
Foundation Coverage
Water Seepage
Wind/ Hail Coverage
Service Line Coverage
Equipment Breakdown
Identity Theft
Personal Injury
Homeowners Coverage A: Properties Valued above $500,000. Above applies except for the following:
HO5/ Special Personal Property
Replacement Cost Dwelling - 200% if available.
Water Back-up Minimum $25,000
$300,000 Liability
$5,000 Medical
$1000 Minimum Deductible
Recommended Coverage Standards for Auto Insurance:
Auto Standard
Minimum - 50,000/100,000 Liability
Property Damage
Features/ Benefits to Consider:
Accident Forgiveness
Diminishing Deductible
Telematic/ Safe Driving Apps
New Car Replacement
EOM - Original Parts Replacement
Loan/ Lease Gap
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